This number is mostly standard for big banks, but many online banks and smaller chains can beat it. Wells Fargo’s basic Way2Save® Savings account only earns at a measly 0.01% APY. Usually this is because such large banks must pay for upkeep of their thousands of physical locations. Unfortunately, much like most of the top ten largest bank chains, Wells Fargo fails to offer any great interest rates. Among its many distinctive benefits, Wells Fargo has created a “Teen Checking” account with the goal of educating kids and adolescents on money management. For those looking to keep their assets in one bank, Wells Fargo has the breadth of options to make the happen. There are two savings accounts options, three CD types, five checking accounts and a couple of different IRAs. Wells Fargo also excels in consumer options. They also provide a highly rated app and easy-to-use online formation, so you’ll never be without access to your accounts. Wells Fargo is the third-largest bank in America, with more than 6,000 physical branches and 13,000 ATMs across 40 states. Those include “simple savings” account, an IRA, a credit card or a mortgage. With TD, you will have the ability to fund your new account from a variety of sources.
Indeed, many of these services offer increased rates when accompanied with qualifying account activity.įinally, perhaps its best feature, TD Bank has an open-door policy to all customers, despite financial shortcomings or successes. Their MMAs even come complete with check-writing capabilities. Some of the bank’s savings accounts include waivable monthly maintenance fees. TD currently offers savings accounts, checking accounts, certificates of deposit (CDs), money market accounts (MMAs) and IRAs. It covers a wide swath of financial needs, if you’re looking keep your investments, property and other assets under one roof. TD Bank also offers unusually long store hours and stays open on weekends and many holidays. Given that it has 1,300 brick-and-mortar branches, a strong web presence and online store locator, you’ll never have to wait too long to get in touch with a teller. spans fifteen states, mostly localized along the East Coast.
If accessibility is high on your list, TD Bank should be a strong contender for your banking needs.
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